it.â Sibyl was unhappy to find Cassie waiting when she came to open the bank. She had hoped to spend the day alone in Normanâs office. It was time to decide if she would sell the bank or try to manage it herself. âIâm not opening the bank,â Sibyl said. âI donât know anything beyond unlocking the door at the start of the day and closing up at the end.â Cassie laughed. âSome days thatâs about all we do. The new bank has taken away a lot of business.â âNorman never talked about that, but I knew. I guess Iâll have to get familiar with the accounts. Do you know where they are?â Cassie laughed again. âOf course not. Everybody knows Norman only hired me because he thought my looks would bring in customers. He thought I was dumber than a mule deer. You could have cut out his tongue before he would have told me where to find anything in his office.â âAll I have is the combination to the safe. I found it in his wallet.â âDo you have the key to his desk?â Sibyl extracted a ring of keys from her pocket. âIâm hoping itâs one of these.â Cassie sighed in disgust. âHow did Norman expect you to deal with his affairs when he died if he didnât tell you anything?â âI donât believe Norman thought he would die, and certainly not before me.â âNo point in fretting about what canât be changed. If youâre not going to open today, what will I tell people who come by?â âThat weâre closed.â âWhen will you reopen?â âI donât know.â âItâs better to have a specific date. You can always change it later.â Sibyl didnât know why Norman hadnât given Cassie more responsibility. The young woman was as capable as any man when it came to common sense. âTell people three days from now. I ought to have made up my mind what to do by then.â âI hope you decide to keep the bank,â Cassie said. âItâs about time people in this town learned a woman can do more than cook and take care of babies.â âIâm not interested in setting any precedents, just doing whatâs best for Kitty and me.â âThatâs staying here and running this bank.â Cassie grinned broadly. âAnd making sure Horace and I still have jobs.â Sibyl had already thought of that. Cassie and Horace werenât the only ones who depended on the bank for a job. But if she kept the bank, it was quite possible she would ruin it, and no one would have a job. It was enough to make her wish Norman were still aliveâas long as she wasnât married to him. âDonât worry about me,â Cassie said before Sibyl could think of a suitable reply. âI can always get a job, but you need to think of Horace and the others.â âI intend to think of all of you,â Sibyl assured her. âNow Iâd better see about getting started.â She told herself it was silly to feel uncomfortable walking into Normanâs office, but she couldnât shake the feeling that she was intruding. She had no doubt he wouldnât have wanted her here. She could feel the disapproval emanating from all around the room. âYou might as well get used to it,â she said to the antagonistic space. âIâm going to be here for a long time.â But was she? She didnât know anything about running a bank, and she had no assurance she would like it or have a talent for it if she did. Right now, she was going through the paces. Once she got over the shock of Normanâs death, she could begin to sort out how she truly felt about things. She tried five keys before she found the one that unlocked his desk. Norman had one of those handcrafted desks where one lock secured all the drawers. She found nothing of interest until she opened a deep drawer that contained several large