seconds the representative came back to the line.
“I’m sorry, ma’am. It appears that policy was canceled for nonpayment five months ago. Do you have another policy number you’d
like me to search for you?”
“What?” Daisy asked, not hearing her clearly. “What do you mean, canceled?”
“Well, ma’am, the policy was canceled for nonpayment. We sent out a notice to your mom and it doesn’t look like she responded
to it. And the policy won’t stay open if it’s not paid up. I’m so sorry.”
“No, wait a minute, I got the paperwork right here, it’s for one hundred thousand dollars.”
“Yes, ma’am, but back in May we didn’t receive a payment, and in June a cancellation notice was sent out, and after we didn’t
receive the payment in June the policy was canceled. I can check another policy for you, if you like.”
Why didn’t she tell me? There’s no life insurance? How am I going to bury her?
“Ma’am, I’m sorry, would you like me to check another policy for you?”
No, bitch, check the policy I got right here. Fuck, how will I bury my momma?
“Umm, no, ma’am, that won’t be necessary, thank you.”
“I’m sorry I couldn’t be of better service to you. Have a wonderful day.”
“Eat a happy dick!”
Daisy wanted to scream so bad, but she didn’t.
“You, too, thank you.”
Just as she hung up the phone the funeral director rang.
“Hello,” Daisy answered.
“Ms. Fothergill, I got that quote for your mother’s services for you. It’s only $8,762.23,” the director said, quite charmingly.
Eight thousand dollars, is he crazy? She’s dead, not alive, I’m not spending no eight thousand on no dead person.
Daisy couldn’t think straight. It was simply overwhelming. Her mother’s passing over, no insurance policy, no hundred thousand
dollars, and a funeral director trying to G her out of eight grand.
Lord have mercy.
“I’m so sorry, sir. I just got off the phone with the insurance company. It turns out Momma doesn’t have no life insurance
to cover this. I just don’t know what I’m gonna do.”
There was a pause for a moment, and by the time the director was finished feeling Daisy out, realizing she was broke and had
no money to bury her dead mother and no policy to sign over to his funeral home, there was only one possibility left.
“Well, we can pick her up from the coroner’s, cremate her, and place her ashes in a lovely small urn for you for only $1,987.92.”
That’s my two thousand from my investigator,
Daisy thought to herself, her plans now really ruined.
“Ma’am, would you like to do that?” he asked her again.
Having no other options, she agreed.
“Fine, then, I’ll meet you at the hospital when the body is ready and you can sign the release there.”
She hung up the phone, lay down on her mother’s bed, and wiped the tears from her eyes. Daisy was tired and wished she could
take a midmorning nap. But she only had a few hours before she would have to meet the director at the hospital. She picked
herself up, grabbed her pocketbook, and locked the apartment door behind her. She saw the mailman as she made her way downstairs.
“Hello, I’m 3C,” she said, extending her hand so he wouldn’t put the mail in the box. “Thanks,” she said as she fanned through
the envelopes.
Ooh, Momma’s Social Security check.
She knew that envelope. It was either Social Security or a tax refund, but the brown-windowed envelope with the Statue of
Liberty chick always meant some dough. She opened the envelope:
Eight hundred, fifty-nine dollars and thirty-two cents. Dag, Momma, I need this money,
she said to herself, knowing that technically it wasn’t right to cash her dead mother’s Social Security check, but what the
hell. She was a signer on the bank account, so technically it couldn’t be that bad.
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